An exceptional value at this beautiful lake-access retreat, located on the fun public side of the lake, in a premier subdivision at Lake Anna. Tucked away on a 1.12 acre lot with mature trees that provide privacy making it the perfect primary home or getaway spot to relax and enjoy the lake lifestyle. Situated within a gated community, this home features 2,184 finished square feet, 4 bedrooms, 2.5 baths and an open floor plan. The family room showcases new LVP flooring, and a corner gas fireplace that is open to the breakfast area, coffee bar and the spacious kitchen that has a center island and tile backsplash. Separate formal dining room, a home office and a half bath complete the main level. The primary ensuite is equipped with a walk-in closet, jetted tub, separate shower and double vanity. There are three additional bedrooms on the second level, one that features a kitchenette and is perfect to use as an in-law suite or for guests! There is also a full bath and laundry on the second level. But that's not all! There is a third level that offers 340 unfinished square feet that could be finished and used as a 5th bedroom, game room, home theatre or office! Sliding glass doors lead you to the back deck and there is also a patio that is plumbed for a gas fire pit and has a mini fridge making it the perfect place for gatherings, BBQ's and entertaining your family and friends. Fenced in back yard is great for children and pets. Shed conveys! The built in oversized 1 car garage with cabinets is ideal for your workshop or storing lake toys. Beyond its natural beauty, the community offers a range of amenities to enhance your lifestyle, including spending your days boating, fishing, or simply soaking up the sun on the shores of the lake. Nestled in the sought after Pine Harbour Subdivision, a gated community on the lake. Great mid-lake location just minutes to groceries, dining, Lake Anna Taphouse and more! Explore hours of fun at the common area where you can launch your boat and enjoy the large picnic pavilion, gazebo and boat slips that are available for lease on a yearly basis, and there are several slips available to use on a first come, first serve basis. Golf Cart friendly community! Whether you seek a peaceful weekend retreat or a year-round primary lake home, this is the perfect place to start your new adventure! Fiber Firefly internet lines are currently being installed in the neighborhood. Upstairs HVAC unit 2021 and new gutters have been installed.